If you’re serious about buying a home, you need to be prepared for an in-depth mortgage application process. While it can be a stressful time for potential buyers, proper preparation helps. Read on to learn the five things you need…
read moreIf the amount you owe on your home is greater than the value of your home on the real estate market, you are plagued by an “underwater” mortgage. Though this is certainly an undesirable scenario, it is not rare. In…
read moreThe Property Assessed Clean Energy (PACE) program allows homeowners to borrow money for clean energy projects. How does one get approved for a PACE loan, and how is it repaid? Read on to learn the ins and outs of this…
read moreAre you interested in purchasing a home that needs work, but you aren’t sure how to pay for the improvements? An FHA 203k loan might be the solution you’re looking for. Click the link below to learn more about this…
read moreFannie Mae’s HomePath Ready Buyer Program was introduced in 2015, offering both a small down payment and closing cost assistance for buyers who can’t qualify for a traditional mortgage loan. Still available today, it is only open to first-time homebuyers…
read moreYou may think you can’t qualify for a credit card if you have bad credit, but many card companies offer unsecured credit cards specifically for consumers with less-than-stellar credit. While these cards often come with some restrictions, responsible use of…
read moreOnly some credit cards offer it, but credit card price protection can be a great resource. If you make a purchase and later the price on that item decreases, it’s incredibly frustrating and feels like a missed opportunity. Some cards…
read moreIf you’re suspicious of an error on your credit report, it’s important to take action. The first step is to pull your credit report. You can easily get one for free at annualcreditreport.com. Next, go through everything to see what’s…
read moreA 640 credit score is considered fair. Many lenders will still give you credit, however you won’t have the best rates. With a 640, you can still get a house and car loan. You can certainly get credit cards as…
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