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jennifer

Five Items You Need For Mortgage Preapproval

Five Items You Need For Mortgage Preapproval 1600 896 jennifer

If you’re serious about buying a home, you need to be prepared for an in-depth mortgage application process. While it can be a stressful time for potential buyers, proper preparation helps. Read on to learn the five things you need…

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What Does It Mean If You Have An ‘Underwater’ Mortgage?

What Does It Mean If You Have An ‘Underwater’ Mortgage? 600 429 jennifer

If the amount you owe on your home is greater than the value of your home on the real estate market, you are plagued by an “underwater” mortgage. Though this is certainly an undesirable scenario, it is not rare. In…

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Everything You Need To Know About PACE Loans

Everything You Need To Know About PACE Loans 943 632 jennifer

The Property Assessed Clean Energy (PACE) program allows homeowners to borrow money for clean energy projects. How does one get approved for a PACE loan, and how is it repaid? Read on to learn the ins and outs of this…

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The Skinny On FHA 203k Improvement Loans

The Skinny On FHA 203k Improvement Loans 1000 692 jennifer

Are you interested in purchasing a home that needs work, but you aren’t sure how to pay for the improvements? An FHA 203k loan might be the solution you’re looking for. Click the link below to learn more about this…

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The Benefits Of The HomePath Ready Buyer Program

The Benefits Of The HomePath Ready Buyer Program 1000 667 jennifer

Fannie Mae’s HomePath Ready Buyer Program was introduced in 2015, offering both a small down payment and closing cost assistance for buyers who can’t qualify for a traditional mortgage loan. Still available today, it is only open to first-time homebuyers…

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Understand The Difference Between Your Credit Report And Your Credit Score

Understand The Difference Between Your Credit Report And Your Credit Score 849 565 jennifer

You may think you can’t qualify for a credit card if you have bad credit, but many card companies offer unsecured credit cards specifically for consumers with less-than-stellar credit. While these cards often come with some restrictions, responsible use of…

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What Is Credit Card Price Protection?

What Is Credit Card Price Protection? 750 563 jennifer

Only some credit cards offer it, but credit card price protection can be a great resource. If you make a purchase and later the price on that item decreases, it’s incredibly frustrating and feels like a missed opportunity. Some cards…

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How To Dispute Errors On Your Credit Report

How To Dispute Errors On Your Credit Report 275 183 jennifer

If you’re suspicious of an error on your credit report, it’s important to take action. The first step is to pull your credit report. You can easily get one for free at annualcreditreport.com. Next, go through everything to see what’s…

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What’s A 640 Credit Score?

What’s A 640 Credit Score? 300 168 jennifer

A 640 credit score is considered fair. Many lenders will still give you credit,  however you won’t have the best rates. With a 640, you can still get a house and car loan. You can certainly get credit cards as…

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