Most credit card companies and retailers have made accommodations to handle the credit card chips. However, hackers and credit card thieves are becoming more creative with the way they steal information, now focusing their attention online instead. Mobile apps and…
read moreHaving a credit card holds a certain amount of responsibility, especially since it can have a huge effect on your credit score. Here are some mistakes that you should avoid making with your card. Don’t pay bills late.Don’t max out…
read moreDepending on your shopping habits, a store credit card might be the best idea for you as far as credit cards go. Not only are they helpful to have when you’re in your favorite store or browsing a website you…
read moreEven if you’re doing everything in your power to improve your credit score, you might find that it doesn’t appear to be getting any better. There are many reasons why a credit score might hit a plateau and not improve.…
read moreMany think that once they’re retired, they’re able to relax on all fronts, including in regards to their credit scores. However, that is absolutely not the case. Many retired individuals are still indebted, increasing from 30 percent to 46 percent…
read moreIf you’re looking to get a credit card that has great benefits and rewards, then you’ll need to ensure that you have the right credit score. So what is the right credit score to get you there? Ted Rossman, industry…
read moreHaving a credit score that qualifies as “good” can make all the difference on your future, especially when it comes to taking out a mortgage. People who have credit qualified as “excellent” can have 1.5 percentage points lower on their…
read moreCollege is a great time for many students to start building their credit, however it’s often hard for students to be approved for cards. Student credit cards are practically a myth these days, especially as laws regarding credit cards continue…
read moreHaving a credit card for your business can be stressful because running a company costs quite a bit, and there can be unexpected charges. Here are a few mistakes to try and avoid. Don’t have a high monthly balance.Don’t put…
read moreIf you’re shopping for a home, chances are you’ve heard of the importance of both mortgage loan pre-qualification and mortgage loan pre-approval. Unfortunately, many consumers don’t realize that these words are not interchangeable – they are actually two separate processes!…
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