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jennifer

Credit Card Thieves Target Online to Dodge Dealing with Security Chips

Credit Card Thieves Target Online to Dodge Dealing with Security Chips 640 480 jennifer

Most credit card companies and retailers have made accommodations to handle the credit card chips. However, hackers and credit card thieves are becoming more creative with the way they steal information, now focusing their attention online instead. Mobile apps and…

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Credit Card Mistakes to Avoid

Credit Card Mistakes to Avoid 640 458 jennifer

Having a credit card holds a certain amount of responsibility, especially since it can have a huge effect on your credit score. Here are some mistakes that you should avoid making with your card. Don’t pay bills late.Don’t max out…

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Top Store Credit Cards

Top Store Credit Cards 640 480 jennifer

Depending on your shopping habits, a store credit card might be the best idea for you as far as credit cards go. Not only are they helpful to have when you’re in your favorite store or browsing a website you…

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Stagnating Credit Score? Here’s Why.

Stagnating Credit Score? Here’s Why. 640 360 jennifer

Even if you’re doing everything in your power to improve your credit score, you might find that it doesn’t appear to be getting any better. There are many reasons why a credit score might hit a plateau and not improve.…

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Just Because You’ve Retired Doesn’t Mean You get a Break from Maintaining Your Credit Score

Just Because You’ve Retired Doesn’t Mean You get a Break from Maintaining Your Credit Score 640 427 jennifer

Many think that once they’re retired, they’re able to relax on all fronts, including in regards to their credit scores. However, that is absolutely not the case. Many retired individuals are still indebted, increasing from 30 percent to 46 percent…

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What Credit Score Do You Need for Rewards Cards?

What Credit Score Do You Need for Rewards Cards? 640 640 jennifer

If you’re looking to get a credit card that has great benefits and rewards, then you’ll need to ensure that you have the right credit score. So what is the right credit score to get you there? Ted Rossman, industry…

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Mortgages and Credit Scores

Mortgages and Credit Scores 676 390 jennifer

Having a credit score that qualifies as “good” can make all the difference on your future, especially when it comes to taking out a mortgage. People who have credit qualified as “excellent” can have 1.5 percentage points lower on their…

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Students Struggle with Getting Credit Cards

Students Struggle with Getting Credit Cards 640 224 jennifer

College is a great time for many students to start building their credit, however it’s often hard for students to be approved for cards. Student credit cards are practically a myth these days, especially as laws regarding credit cards continue…

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Business Credit Card Mistakes to Avoid

Business Credit Card Mistakes to Avoid 641 401 jennifer

Having a credit card for your business can be stressful because running a company costs quite a bit, and there can be unexpected charges. Here are a few mistakes to try and avoid. Don’t have a high monthly balance.Don’t put…

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Know The Difference Between Mortgage Pre-qualification and Mortgage Pre-approval

Know The Difference Between Mortgage Pre-qualification and Mortgage Pre-approval 1000 625 jennifer

If you’re shopping for a home, chances are you’ve heard of the importance of both mortgage loan pre-qualification and mortgage loan pre-approval. Unfortunately, many consumers don’t realize that these words are not interchangeable – they are actually two separate processes!…

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