Mortgages

Obviously, everyone should know exactly how much house they can actually afford to buy before they end up going online to shop or begin cruising neighborhoods scouting out the “For Sale” signs. Generally, you can expect to acquire a home loan…

The median sale price for a home in New York City is $1.2 million. A key factor when deciding whether to buy or rent with incredibly high prices like these, is to know exactly how long you plan on staying…

For homeowners out there- old or new, finally paying off your mortgage is a dream come true. Having this huge financial burden lifted off your back will free up a lot of space in your monthly budget. Be sure to…

Your credit score is absolutely crucial when you are applying for a home mortgage loan because a low credit score will inevitably translate to paying higher interest rates. In fact, a low credit score may even prevent you from attaining…

A C.L.U.E. report stands for a Comprehensive Loss Underwriting Exchange.  The “exchange” in this particular situation represents the information that the home insurance loss underwrites about home insurance claims. Based off an article at Zillow.com, one in every fifteen homes…

Naturally, shopping around for a new home can be a very overwhelming and especially daunting task, as it is a life decision you could be living with for the next 30 years, or even more.  Taking this search seriously is…

Because of the Fed’s recent decision to raise interest rates, along with inquiries about China’s economy, now may be a great time to buy the home you’ve always dreamed of. Money going into Treasury’s now has mortgage rates at a…

Perhaps you received an inheritance and want to pay off your mortgage. Or maybe you cleaned up your credit and want to refinance a not-so-favorable loan. These sound like easy adjustments, right? Well, that depends. Prepaying your loan could cost…

Are your monthly mortgage payments increasing due to an unconventional loan? Is a job loss or frequent medical bills making it impossible for you to pay your mortgage every month? If so, the first step is to take a deep…

When you sign up for a new credit card or buy a house, you are faced with pages and pages of small print – do you really read all of it? The answer is probably “no.” Even though you may…