Credit Scores

Even if you’re doing everything in your power to improve your credit score, you might find that it doesn’t appear to be getting any better. There are many reasons why a credit score might hit a plateau and not improve.…

Many think that once they’re retired, they’re able to relax on all fronts, including in regards to their credit scores. However, that is absolutely not the case. Many retired individuals are still indebted, increasing from 30 percent to 46 percent…

If you’re looking to get a credit card that has great benefits and rewards, then you’ll need to ensure that you have the right credit score. So what is the right credit score to get you there? Ted Rossman, industry…

Having a credit score that qualifies as “good” can make all the difference on your future, especially when it comes to taking out a mortgage. People who have credit qualified as “excellent” can have 1.5 percentage points lower on their…

You may think you can’t qualify for a credit card if you have bad credit, but many card companies offer unsecured credit cards specifically for consumers with less-than-stellar credit. While these cards often come with some restrictions, responsible use of…

If you’re suspicious of an error on your credit report, it’s important to take action. The first step is to pull your credit report. You can easily get one for free at annualcreditreport.com. Next, go through everything to see what’s…

A 640 credit score is considered fair. Many lenders will still give you credit,  however you won’t have the best rates. With a 640, you can still get a house and car loan. You can certainly get credit cards as…