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Know The Difference Between Mortgage Pre-qualification and Mortgage Pre-approval 1000 625 jennifer

Know The Difference Between Mortgage Pre-qualification and Mortgage Pre-approval

If you’re shopping for a home, chances are you’ve heard of the importance of both mortgage loan pre-qualification and mortgage loan pre-approval. Unfortunately, many consumers don’t realize that these words…

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Five Items You Need For Mortgage Preapproval 1600 896 jennifer

Five Items You Need For Mortgage Preapproval

If you’re serious about buying a home, you need to be prepared for an in-depth mortgage application process. While it can be a stressful time for potential buyers, proper preparation…

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What Does It Mean If You Have An ‘Underwater’ Mortgage? 600 429 jennifer

What Does It Mean If You Have An ‘Underwater’ Mortgage?

If the amount you owe on your home is greater than the value of your home on the real estate market, you are plagued by an “underwater” mortgage. Though this…

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Everything You Need To Know About PACE Loans 943 632 jennifer

Everything You Need To Know About PACE Loans

The Property Assessed Clean Energy (PACE) program allows homeowners to borrow money for clean energy projects. How does one get approved for a PACE loan, and how is it repaid?…

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The Skinny On FHA 203k Improvement Loans 1000 692 jennifer

The Skinny On FHA 203k Improvement Loans

Are you interested in purchasing a home that needs work, but you aren’t sure how to pay for the improvements? An FHA 203k loan might be the solution you’re looking…

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The Benefits Of The HomePath Ready Buyer Program 1000 667 jennifer

The Benefits Of The HomePath Ready Buyer Program

Fannie Mae’s HomePath Ready Buyer Program was introduced in 2015, offering both a small down payment and closing cost assistance for buyers who can’t qualify for a traditional mortgage loan.…

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Understand The Difference Between Your Credit Report And Your Credit Score 849 565 jennifer

Understand The Difference Between Your Credit Report And Your Credit Score

You may think you can’t qualify for a credit card if you have bad credit, but many card companies offer unsecured credit cards specifically for consumers with less-than-stellar credit. While…

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What Is Credit Card Price Protection? 750 563 jennifer

What Is Credit Card Price Protection?

Only some credit cards offer it, but credit card price protection can be a great resource. If you make a purchase and later the price on that item decreases, it’s…

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How To Dispute Errors On Your Credit Report 275 183 jennifer

How To Dispute Errors On Your Credit Report

If you’re suspicious of an error on your credit report, it’s important to take action. The first step is to pull your credit report. You can easily get one for…

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What’s A 640 Credit Score? 300 168 jennifer

What’s A 640 Credit Score?

A 640 credit score is considered fair. Many lenders will still give you credit,  however you won’t have the best rates. With a 640, you can still get a house…

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