A homeowner association (HOA) is an organization in a subdivision, planned community, or condominium building that makes and enforces rules for the properties and residents. Those who purchase property within an HOA’s jurisdiction automatically become members and are required to pay dues, which are known as HOA fees. Some associations can be very restrictive about what members can do with their properties while others may give residents more freedom.
Homeowner associations are usually formed within communities or neighborhoods of single-family homes or multiple-unit buildings, such as condominiums. An HOA is typically established to make and enforce rules regarding the properties within the jurisdiction. Associations are comprised of and run by the community’s residents. Membership is usually a requirement to buy a home within a community where an HOA has been established.
An HOA usually has a board of directors or governors. These groups are elected to enforce and oversee the HOA’s rules and regulations. An HOA typically describes its rules as restrictive covenants in a document called a Declaration of Covenants, Conditions, and Restrictions (CC&Rs). CC&Rs set certain conditions for owners about the maintenance of their properties